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Retiree Benefits Overview

Benefits Programs

Retirees and family members can click here for information on Federal Employees Health Benefits, Federal Employees' Group Life Insurance, Federal Employees Dental and Vision Insurance, and Federal Long Term Care Insurance. Also, review the Federal Employees Benefits page under the Planning for Retirement section for program information. Click here for other useful information, online tools, and fillable forms.

Cost-of-Living Adjustment

Legislation enacted in 1973 provides for cost-of-living adjustments (COLA) to Social Security benefits. With COLAs, retirement benefits keep pace with inflation, which helps retirees bridge the gap between the benefits they receive and the rising cost of living. click here to learn more.

Medicare and FEHB

Annuitants covered by both FEHB and Medicare should click on the link below for information on Medicare, eligibility, coverage, and how benefits are coordinated between Medicare and FEHB. click here to learn more.

OPM Retirement Services Online

The Office of Personnel Management (OPM) provides online services for retirees receiving benefits under the Civil Service Retirement System (CSRS), Federal Employees Retirement System (FERS) or FERS Special, or the Organization Retirement and Disability System (ORDS). Annuitants can manage their annuity account online at http://www.servicesonline.opm.gov. They will need their “CSA” or “CSF” claim number and Personal Identification Number (PIN). If the retiree does not have a PIN, they should contact OPM to request one.

Annuitants should contact OPM for benefit information or for assistance with a transaction.

OPM Contact

Email: retire@opm.gov


Hours:7:40 a.m. to 5:00 p.m. ET

Social Security

Determine the best time to start receiving Social Security Benefits. The Social Security Administration (SSA) provides guidance and tools to assist potential beneficiaries in determining the best time to start receiving their social security benefits. Click here to learn more.

SSA also offers online services where annuitants and employees can view their Social Security Statement, monthly benefits estimate, use the retirement estimator, get answers to Social Security FAQs, and more. Visit SSA’s website click here for additional information.

For Advisory Services, retirees should contact OPM directly.